Money skill for OpenClaw

What this skill does

Decides where money goes next: which debt to clear first, how big the emergency fund must be, what to save, and whether a purchase is affordable. Use when the question is "should I pay this off or invest it", "how much do I need saved", "can I afford this", "rent or buy", "am I on track to stop working", or "where does my money even go"; when a raise, bonus, inheritance, equity vest or business sale lands and nobody has decided what to do with it; when a card is at 20% and only minimums are going out; when a job ends, a diagnosis arrives, a marriage ends, or income suddenly swings; when a credit score drops or a loan is refused; or when judging a pitch, an adviser's fee, or a "guaranteed" return. Covers savings rate, order of operations, real-versus-nominal maths, and fee drag. Not for picking funds or brokers (`invest`), building a tracker or importing statements (`personal-finance-tracker`), a recurring-payment list (`subscriptions`), or company finance (`cfo`).

The Money skill is part of the Developer Tools category — developer tools that help your agent write, review, debug, and ship code. You can install it on its own or alongside other developer tools skills from the OpenClaw catalog.

How to install the Money skill

The easiest path is via the OpenClaw Easy desktop app — one click, no terminal required:

1. Download OpenClaw Easy for macOS or Windows (free, one-click installer, ~30 seconds).
2. Open the in-app Skills panel.
3. Search for money and click Install.
4. The skill activates automatically when an incoming message matches its description.

Install from the command line

If you already run the OpenClaw CLI, add the Money skill with a single command:

openclaw skills add money

This pulls money from ClawHub and installs it into ~/.openclaw/skills/money/. Restart the OpenClaw gateway afterwards so the new skill is discovered.

How to use the Money skill

Once installed, the Money skill activates on its own: when an incoming message on WhatsApp, Telegram, Slack, Discord, Feishu or Line matches the skill's description, your OpenClaw agent loads it and runs the workflow. You can also trigger it explicitly by describing the task in chat. No extra configuration is required after install.

Manual install (advanced)

If you prefer manual installation:

1. Click the Download skill .zip button above to grab money-1.0.2.zip directly from our S3 mirror.
2. Unzip into ~/.openclaw/skills/money/ (create the directory if it does not exist).
3. Restart OpenClaw Easy (or the OpenClaw CLI gateway) so the new skill is discovered.

Frequently asked questions

How do I install Money?

Install Money in the OpenClaw Easy desktop app by opening the Skills panel, searching for money, and clicking Install. From a terminal you can run: openclaw skills add money. Either way the skill is placed in ~/.openclaw/skills/money/.

Is the Money skill free?

Yes. It is free to download and run through ClawHub, with no account or payment required. Each skill is published by its own author under its own licence — see its ClawHub page for the licence and source.

What does Money do?

Decides where money goes next: which debt to clear first, how big the emergency fund must be, what to save, and whether a purchase is affordable.

Related: more developer tools skills

If the Money skill looks useful, you may also want to check out other developer tools skills in the OpenClaw catalog:

• Static App ⬇ 2.2K
• api-development ⬇ 2.2K
• Email Importance Content Analysis ⬇ 2.2K
• Hefestoai Auditor ⬇ 2.2K
• Go To Market ⬇ 2.2K

Skills in this catalog are community-contributed integrations published on ClawHub and distributed under their own open-source licences. Product and company names, and any third-party service a skill connects to, are trademarks of their respective owners; a listing here does not imply affiliation with, sponsorship by, or endorsement from them. This page does not distribute any third-party application. Rights holders can reach us at hello@openclaw-easy.com.

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